Senate Approves Mortgage Debt Forgiveness DAILY REAL ESTATE NEWS | THURSDAY, DECEMBER 18, 2014 "The Senate approved an extension of the Mortgage Debt Forgiveness Act by a wide margin this week, bringing home owners who did a short sale this year one step closer to tax relief. The bill, which passed the House of Representatives two weeks ago, is expected to be signed by President Barack Obama. The Senate approved the bill in a 76-16 vote. The Mortgage Debt Forgiveness Act expi

"According to the State of the Nation’s Housing report — published annually by Harvard University’s Joint Center for Housing Studies — demographic forces will be a key determiner in the U.S. housing market future. Essential findings of the report include: Mounting student loan debt is delaying homeownership for young Americans. Student loan debt has accounted for 63% of the growth in total debt over the past year. Student loan balances increased by $114 billion in 2013 alone.

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I recently read this article and I wanted to share it with you. This isn't just news for first-time buyers, however, this is also vital information for those of you who are seeking to sell their home. "First-time home buyers are expected to re-emerge in the new year after mostly staying out of the market in the aftermath of the housing crisis. That's one of realtor.com®'s five top housing predictions for 2015. "The residual financial effects of recession-driven job losses and