How to escape with at least a shred of dignity The process of packing up an apartment and schlepping stuff to a new location is enough to reduce an otherwise competent adult to a crumpled, blubbering shell of someone who used to think it was a good idea to buy a lot of books.The boxes! The infernal sticky tape! The pulled muscles in your neck and back! You might think you’ve purged your apartment of unnecessary crap: balled-up receipts from 2013, gratuitous bottles of half-em

Mortgage closing costs declined 7% over the past year and now average $1,847 on a $200,000 loan, according toBankrate.com. Hawaii’s average closing costs of $2,163 are the highest in the nation, followed by New Jersey ($2,094), Connecticut ($2,033), West Virginia ($1,971) and Arizona ($1,969). The cheapest closing costs are in Ohio ($1,613), Idaho ($1,682), Wyoming ($1,689), Utah ($1,697) and Maine ($1,727). Nationwide, the average origination fee declined 22% to $1,041 and t

Consumers Reported Greater Understanding, Efficiency, and Feelings of Empowerment WASHINGTON, D.C. — The Consumer Financial Protection Bureau (CFPB) today published a report on its “Know Before You Owe” eClosing project which found that borrowers can benefit from electronic closings when navigating the mortgage closing process. Specifically, the results of the pilot indicate that those who closed their mortgage using an electronic platform are generally better off on measures